Home care & benefits for older adults in Ontario
Older adults leave real money and care on the table because the system is hard to navigate. Under 40% of eligible people claim the Disability Tax Credit; only ~a third have an RDSP. Covered finds what you qualify for in plain language, with the real next steps.
What brings you here?
Pick the closest one. Every path is a real, working demo.
Before and after
The same person, setting up care and claiming what they're owed.
Scattered, and money left behind
- You find out what exists by Googling, or from a hospital social worker. If you don't research, you have no clue.
- You call around. No one explains your options, your costs, or your future eligibility.
- You repeat your story to each worker; the forms are long and full of jargon.
- Income-tested programs need figures you can't recall, and the DTC gateway that unlocks the Canada Disability Benefit and the RDSP is invisible.
- Result: benefits go unclaimed and care gets delayed.
One path, in plain language
- One screen, or upload your Notice of Assessment and we read your income so you skip the questions.
- You see every program you may qualify for, with the unlock chain (DTC → CDB → RDSP) surfaced for you.
- Deterministic, cited, drift-checked rules: numbers you can trust, each with its official source.
- Real next steps and prepared forms. You confirm and submit; nothing is filed automatically.
- Built for busy people: large text, a natural voice, tap Yes/No, upload instead of type.
Why it matters
The gap is real and documented. Sources in the repo's grounded use cases.
Integration
How covered plugs into the systems people and organizations already use. Each piece links to a working test.
One script tag drops the screener into a pharmacy portal or tax software, pre-filled from what that site already knows about the person.
POST a profile to /v1/eligibility and get every program back with its coverage and official source, as JSON. The widget and the app call the same engine.
Upload a photo of a CRA Notice of Assessment: income and province are read so those questions are skipped. The SIN is never read or stored.
An agency's client list is pulled in (here, a simulated CRM through Era) and every client is screened. A co-pilot answers questions about the book with exact counts, not guesses.
A caregiver gets access only with the client's consent, and can prepare applications. A clinician completes the medical part of the Disability Tax Credit.
A deterministic rules engine decides eligibility, never the AI; the AI only explains in plain language. A checker re-reads canada.ca and ontario.ca and flags any figure that has changed.
What's real, and what's demo
So you can trust what you're testing.
- The rules engine: deterministic, auditable, 99 tests, cited figures.
- The Notice of Assessment reader (income extracted; SIN never stored).
- The policy drift checker: re-reads official pages and flags changed figures.
- SurrealDB persistence with two-layer row-level security.
- Sign-in is off in this public demo; auth is architected and fails closed in production.
- The agency console reads a simulated CRM (synthetic records), not real client data.
- Nothing is ever filed to the CRA or a program; Covered prepares, you submit.
Built for the Georgian "Build North: Ship Something Real" hackathon · Report · Integration · Developers